Thoughts

CunninghamLegal – The Living Trust Lawyers Caring for a loved one can bring unimaginable joy as well as unparalleled despair. We do our best to try to comfort our clients and ask them to remember the good times, however that’s easier said than done. It takes more than words; it takes a certain level of resilience when coping with the loss of a loved one. It’s not easy. It...

When you think about the price of having kids, the costs that come to mind may include things like child care, camp, braces and college tuition. What probably doesn’t spring to mind are mortgages, car payments or personal loans. The reality, however, is that your bank account will likely continue to be tapped long past the day your kids turn 21. According to a 2015 Pew Research Center report,...

Each winter, a strange phenomenon repeats itself as people gather to celebrate the holiday season: Deaths spike. The surge was particularly extreme in early 2015, when nearly a third more senior citizens died than normal in the first two weeks of the New Year. Researchers have known for some time that more people die in winter. But even when they adjust for the expected increase, an...

Readers often ask me about do-it-yourself estate planning. Lawyers want to know how to discourage clients from using books or software and websites that spew out documents for free or for a fraction of what they charge. Meantime, consumers ask, “What’s wrong with that?” The trouble with do-it-yourself planning is that even if your situation seems simple, there are many oddball things a layman...

While the astronomical (and rising) cost of college seems to garner all the media attention, it’s the cost of child care that should be more worrying for many parents. Nearly 11 million children under the age of five require child care at least weekly and spend an average of 36 hours a week in child care — and for the parents footing the bill, this can make a serious dent in their finances. In...